Loan Amounts: $250 – $5,000
APR Range: 4.95% – 35.95%
Loan Terms: 3 – 24 months (minimum 61 days)
Origination Fees: Vary by lender (typically 0%–8%)
Small Short-Term Loan
$250 at 4.95% APR for 3 months
Monthly Payment: ~$84.10
Total Cost: ~$252.30
Mid-Size Loan
$1,000 at 24% APR for 12 months
Monthly Payment: ~$94.56
Total Cost: ~$1,134.72
Larger Long-Term Loan
$5,000 at 35.95% APR for 24 months
Monthly Payment: ~$295.20
Total Cost: ~$7,085
APR (Annual Percentage Rate) includes the interest rate and any fees charged by the lender.
Post Lake Lending does not charge consumers any fees. Individual lenders may charge origination fees, late payment fees, or other charges. Always review your lender's terms before accepting a loan.
No Prepayment Penalties: Most lenders in our network do not charge prepayment penalties, but terms vary by lender.
Estimates Only: Actual rates and terms depend on your creditworthiness, income, and lender policies. Not all applicants will qualify for the lowest rates.
We serve most US states. Service is currently not available in New York, Vermont, Arkansas, and West Virginia.