Installment Loans: $250–$5,000 | Fast Approval | Soft Credit Check

Get matched with trusted lenders fast. Bad credit considered. Most borrowers funded in 1–2 business days if approved.

Prequalifying uses a soft credit check that won't impact your score. If you accept an offer, the lender may perform a hard inquiry.

Loan Details: $250–$5,000 • Terms: 3–24 months (≥61 days) • Max APR (US): 35.95% • Example: $1,000 @ 24% for 12 mo ≈ $94.56/mo (~$1,134.72 total) • Not available in NY, VT, AR, WV

🔒 256-bit SSL ⏱️ 2-min application ✅ Soft credit check 📝 No prepayment penalties*

*Most lenders in our network do not charge prepayment penalties. Terms vary by lender.

How It Works

Apply Online

Complete a quick 2–3 minute application with a soft credit check that won't affect your score.

Review Offers

Compare loan offers from multiple lenders. No obligation to accept any offer.

Get Funded

If approved, most borrowers receive funds in 1–2 business days directly to their bank account.

Why Choose Post Lake Lending

Fast Decisions

Get matched with lenders in minutes and receive funding quickly if approved.

Flexible Terms

Choose from 3–24 month repayment terms that fit your budget and financial goals.

Transparent Rates

Clear pricing with APRs from 4.95%–35.95%. No hidden fees from our service.

Data Protection

Your information is secured with 256-bit encryption and never sold to third parties.

What Our Customers Say

John D.

★★★★★

The application process was incredibly simple and fast. I appreciated the soft credit check feature.

Sarah M.

★★★★★

I was matched with a lender quickly and the terms were clearly explained. Very satisfied with the experience.

Robert W.

★★★★★

Even with less than perfect credit, I was able to find a loan option that worked for my situation.

Lisa T.

★★★★★

The transparent rates and no prepayment penalty options made this a great choice for my needs.

Testimonials are individual experiences and may not be typical.

Loan Calculator

Loan Amount: $1000

Term: 12 months

APR: 24.00%

Monthly Payment: $94.56

Total Cost: $1,134.72

Representative Examples

$250 @ 4.95% / 3 mo ≈ $84.10 (≈ $252.30 total)
$1,000 @ 24% / 12 mo ≈ $94.56 (≈ $1,134.72 total)
$5,000 @ 35.95% / 24 mo ≈ $295.20 (≈ $7,085 total)

APR = Annual Percentage Rate. Estimates only; actual terms vary by lender. We do not charge consumers any fees for our connection service. Individual lenders may charge fees (e.g., origination/late). Review your lender's terms.

Frequently Asked Questions

Most borrowers who are approved receive funds in 1–2 business days directly to their bank account. Timing depends on your lender and bank processing times.

No. Prequalifying uses a soft credit check that won't impact your score. If you accept an offer, the lender may perform a hard inquiry.

Post Lake Lending does not charge consumers any fees for our loan connection service. Individual lenders may charge origination fees, late fees, or other charges. Always review your lender's terms before accepting.

We serve borrowers in most US states. We are currently not available in New York, Vermont, Arkansas, and West Virginia.

Generally, you must be at least 18 years old, a US resident, have a valid bank account, and provide proof of income. Bad credit is considered. Full eligibility requirements vary by lender.

We use 256-bit SSL encryption to protect your data. Your information is never sold to third parties. We share your information only with lenders in our network to match you with loan offers.

Contact Us

Email: support@postlakelendings.com

Hours: Mon–Fri 9am–6pm EST

For detailed contact information and mailing address, visit our Contact page.